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    <title>Vishenda's Personal Finance Blog</title>
    <link>http://vishenda.savingadvice.com</link>
    <description></description>
	<webMaster>info@savingadvice.com</webMaster>
	<managingEditor></managingEditor>
    <language>en-us</language>
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      <title>Credit Repair Services vs. 'Do-It-Yourself' Credit Repair</title>
      <link>http://vishenda.savingadvice.com/2006/10/30/credit-repair-services-vs-do-it-yourself_16452/</link>
      <description>by: Todd Disraeli&lt;br /&gt;
&lt;a href=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=845&amp;original=1&quot;&gt;&lt;img hspace=&quot;5&quot; src=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=845&amp;&amp;&quot; alt=&quot;&quot; align=&quot;&quot; border=&quot;2&quot; /&gt;&lt;/a&gt;&lt;br /&gt;
Millions of Americans suffer because of bad credit these days, and almost all of these people turn to the Internet for help. In the past 5 years hundreds of ‘internet-based’ credit repair services have sprung up , preying on consumers in need of real help. Most...</description>
      <pubDate>Mon, 30 Oct 2006 13:23:27 PST</pubDate>
	  <author>prompt_payer@yahoo.com (vishenda)</author>
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      <title>Galleria Uno</title>
      <link>http://vishenda.savingadvice.com/2006/10/12/galleria-uno_15580/</link>
      <description>Imagination is the key&lt;br /&gt;
&lt;a href=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=682&amp;original=1&quot;&gt;&lt;img hspace=&quot;5&quot; src=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=682&amp;&amp;&quot; alt=&quot;&quot; align=&quot;&quot; border=&quot;2&quot; /&gt;&lt;/a&gt;&lt;br /&gt;
To be or not to be alone&lt;br /&gt;
&lt;a href=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=683&amp;original=1&quot;&gt;&lt;img hspace=&quot;5&quot; src=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=683&amp;&amp;&quot; alt=&quot;&quot; align=&quot;&quot; border=&quot;2&quot; /&gt;&lt;/a&gt;&lt;br /&gt;
Your own unique path&lt;br /&gt;
&lt;a href=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=684&amp;original=1&quot;&gt;&lt;img hspace=&quot;5&quot; src=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=684&amp;&amp;&quot; alt=&quot;&quot; align=&quot;&quot; border=&quot;2&quot; /&gt;&lt;/a&gt;&lt;br /&gt;
courtesy of deviantart&lt;br /&gt;
&lt;a href=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=685&amp;original=1&quot;&gt;&lt;img hspace=&quot;5&quot; src=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=685&amp;&amp;&quot; alt=&quot;&quot; align=&quot;&quot; border=&quot;2&quot; /&gt;&lt;/a&gt;&lt;br /&gt;
</description>
      <pubDate>Thu, 12 Oct 2006 11:34:37 PST</pubDate>
	  <author>prompt_payer@yahoo.com (vishenda)</author>
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      <title>Unsecured Credit Cards For People With Bad Credit</title>
      <link>http://vishenda.savingadvice.com/2006/10/11/unsecured-credit-cards-for-people-with-b_15531/</link>
      <description>&lt;a href=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=665&amp;original=1&quot;&gt;&lt;img hspace=&quot;5&quot; src=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=665&amp;&amp;&quot; alt=&quot;&quot; align=&quot;&quot; border=&quot;2&quot; /&gt;&lt;/a&gt;&lt;br /&gt;
&lt;b&gt;Secured vs. Unsecured Credit Cards&lt;/b&gt;&lt;br /&gt;
The basic unsecured Credit Cards 101 is that a secured card is linked to a bank deposit that literally &quot;secures&quot; your line of credit. Offers for unsecured credit cards require no such deposit. Your credit limit is tied to the company&quot;s opinion...</description>
      <pubDate>Wed, 11 Oct 2006 12:22:36 PST</pubDate>
	  <author>prompt_payer@yahoo.com (vishenda)</author>
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    <item>
      <title>Stop Identity Thieves Cold! Put a Credit Freeze On Your Credit Report</title>
      <link>http://vishenda.savingadvice.com/2006/10/10/stop-identity-thieves-cold-put-a-credit-_15463/</link>
      <description>&lt;br /&gt;
&lt;a href=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=647&amp;original=1&quot;&gt;&lt;img hspace=&quot;5&quot; src=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=647&amp;&amp;&quot; alt=&quot;&quot; align=&quot;&quot; border=&quot;2&quot; /&gt;&lt;/a&gt;&lt;br /&gt;
Credit card and Identity theft are a great cause for concern for anyone who has a good credit rating and/ or is working on improving their credit. Often thieves will steal someone’s identity and then&lt;br /&gt;
&lt;br /&gt;
go on to run up a host of bills in that person’s name. By the time a person...</description>
      <pubDate>Tue, 10 Oct 2006 08:49:40 PST</pubDate>
	  <author>prompt_payer@yahoo.com (vishenda)</author>
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      <title>Negotiate Your Debt Like A Professional!</title>
      <link>http://vishenda.savingadvice.com/2006/10/10/negotiate-your-debt-like-a-professional_15461/</link>
      <description>&lt;a href=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=645&amp;original=1&quot;&gt;&lt;img hspace=&quot;5&quot; src=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=645&amp;&amp;&quot; alt=&quot;&quot; align=&quot;&quot; border=&quot;2&quot; /&gt;&lt;/a&gt;&lt;br /&gt;
Often when a consumer is up to their ears in debt and toying with the idea of filing for bankruptcy, but either can’t file or doesn't want to, there are other options. Were you aware that the consumer can negotiate with their creditors and end up paying a significantly smaller...</description>
      <pubDate>Tue, 10 Oct 2006 08:40:12 PST</pubDate>
	  <author>prompt_payer@yahoo.com (vishenda)</author>
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      <title>Is Business Credit Scoring a Killer Application or Application Killer</title>
      <link>http://vishenda.savingadvice.com/2006/10/04/is-business-credit-scoring-a-killer-appl_15219/</link>
      <description>&lt;a href=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=644&amp;original=1&quot;&gt;&lt;img hspace=&quot;5&quot; src=&quot;http://blogs.savingadvice.com/image.php?blog=vishenda&amp;id=644&amp;&amp;&quot; alt=&quot;&quot; align=&quot;&quot; border=&quot;2&quot; /&gt;&lt;/a&gt;by: George A. Parker&lt;br /&gt;
In his 1968 seminal novel, 2001: A Space Odyssey, Arthur Clark introduced HAL, a spaceship computer with artificial intelligence. Mission engineers designed HAL to carry out an array of technical orders to safeguard the ship’s mission. HAL operated flawlessly...</description>
      <pubDate>Wed, 04 Oct 2006 14:25:03 PST</pubDate>
	  <author>prompt_payer@yahoo.com (vishenda)</author>
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